MGR, Credit Risk Analytics, Emerging Enterprise
United Overseas Bank
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Description
About UOB
United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.
Job Description
Job Responsibilities
- Manage MFRS9 models, including model review, development/enhancements and conduct regular and ad-hoc validation of MFRS model performance
- Developing, review, maintain and enhance existing Basel II models and retail risk scorecards to support credit risk and performance management of the retail banking business
- Conduct regular and ad-hoc validation of scorecard performance, Basel II PD, LGD and EAD models, as well as portfolio stress testing
- Monitor and manage acquisition, portfolio and backend risk, within risk appetite. Advise business managers and senior management on risk matters. Manage engagement with other stakeholders (eg, credit, regulators, etc)
- Drive the use of risk models (scorecard and Basel II) and analytics in customer acquisition, portfolio management, collections and other areas of the credit cycle. Optimize acquisition and portfolio within risk appetite
- Liaison with business managers, credit approval, collections and other stakeholders to obtain feedback on model performance, perform score cut-off reviews, plan for new model development / enhancements, etc
- Generate and analyze regular risk (acquisition, portfolio, backend, regulatory), capital and model (scorecard, MFRS9 and Basel II) reports
Additional Requirements
Be a Part of the UOB Family
UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.
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About United Overseas Bank
United Overseas Bank (UOB) is a Singapore-based multinational banking organization. It provides a wide range of financial services including personal financial services, commercial and corporate banking, investment banking, and asset management. UOB operates extensively in Southeast Asia and has a strong presence in the Asia-Pacific region.